Mortgage Refinance

Home Refinance - 1st & 2nd. Mortgages

Mortgages by Funds2Go
Refinance your home loan


Refinance your home mortgage

Refinancing your current mortgage may be a lot easier than you think. And we can you help every step of the way. Each feature of our refinance page was built to empower you – the homeowner – in your quest for a better home loan.

Whether you’re looking to lower your monthly payment or just explore your options, we have plenty of useful tools that can help you refinance with confidence.

Reasons to refinance your home mortgage

If you are thinking about refinancing your mortgage you are not alone. Many homeowners have debated if mortgage refinancing makes sense for them given how low interest rates are and have been in Canada.
Popular reasons for mortgage refinance are to:

Lower your monthly payment: Lowering your monthly payments by getting a lower interest rate.

Securing a Lower Interest Rate: Lock in a particular rate if you believe rates are going to rise in the future.

Tapping Equity: to cover big expenses, such as the costs of home remodeling or a child’s college education..

Converting rates: Between Adjustable-Rate and Fixed-Rate Mortgages in order to have stable monthly payments.

Consolidating Debt: to cover big expenses, such as the costs of home remodeling or a child’s college education..

Combine 1st. & 2nd. Mortgages: into one and enjoy potentially lower monthly payments as a result

Mortgage Calculator

The Bottom Line

Refinancing can be a great financial move if it reduces your mortgage payment, shortens the term of your loan or helps you build equity more quickly. When used carefully, it can also be a valuable tool in getting your debt under control. Before you refinance take a careful look at your financial situation, and ask yourself: How long do I plan to continue living in the house? And how much money will I save by refinancing?

Best bet is sit down with one of our Fund2Go mortgage broker and get the right help

Tight Credit? Why Ben Bernanke Couldn’t Refinance His Mortgage
Just how inflexible are lending standards these days? Ben Bernanke said at a conference Thursday that he’d been unable recently to refinance his mortgage. “It’s entirely possible” that lenders “may have gone a little bit too far on mortgage credit

Why Ben Bernanke Can’t Refinance his Mortgage
Even the former Federal Reserve chairperson has it hard when it comes to mortgages. (Photo : Reuters / Realty Today). TAG:Ben Bernanke, Federal reserve Chairman, mortgage rates, Mortgage lending standards, US mortgages. Even the former Federal …

Bad Credit | Non Conforming Loans | Sub-Prime Mortgage Refinance and Home Equity Loans

Bad Credit Finance for most individuals signifies that you find it far more difficult to obtain the home loan, credit card, or the personal loan you require because of your current personal Credit Rating.


Do any of the following apply to YOU?


lp_wel_arrow   Arrears On Current Mortgage

lp_wel_arrow   Bad Credit Defaults Paid or Unpaid

lp_wel_arrow   Unpaid Outstanding Bills

lp_wel_arrow   Overlimit Credit Cards

lp_wel_arrow   Ex-Bankruptcy

lp_wel_arrow   Debt Negotiation Required

lp_wel_arrow   Need Debt Consolidation and Bank said NO!

lp_wel_arrow   Refinance Mortgage Arrears Before Bank Takes Your Home

In Canada, Bad Credit Loans is usually the domain of the Specialist Non-Conforming Lenders Also know as PRIVATE LENDERS.

Fund2Go associate Rosmount Capital Funding Inc. is fully licensed by Financial Services Commission of Ontario (FSCO #12397) as “Non-Conforming Brokerage, Lender & Administrator”. While unsecured loans are not always readily available to people with a bad credit history – there are a number of secured loan mortgage options which one of our credited consultants can discuss and help represent your application for funding.

Regardless, if you have a bad credit file, using a significant asset (house, investments etc.) that you are willing to place as collateral against the loan (secured loan) will allow you a greater chance towards qualifying for a loan.

Refinance @ Funds2Go

Refinance @ Funds2Go

Difficult Loans? -- Hard to Qualify?

Don’t Let Bad Credit Get in Your Way

At FUNDS2GO we have mortgage consultants specializing in all areas of difficult loans.
Do you fall into any of the below categories (difficult loans):

lp_wel_arrow   Bad Credit History (defaults/court judgement acceptable)

lp_wel_arrow   Falling behind on your mortgage payments (mortgage arrears are acceptable)

lp_wel_arrow   Self Employed and unable to show income

lp_wel_arrow   Small or no deposit to purchase a property

lp_wel_arrow   Need cash-flow for your business

lp_wel_arrow   Shortfall on property purchase

lp_wel_arrow   Marital Separation

lp_wel_arrow   Casual of Part Time employment

lp_wel_arrow   Bankruptcy/Liquidation

lp_wel_arrow   Debt Consolidation

lp_wel_arrow   Been turned away by the banks or other lenders

When the Banks say “NO” we at FUNDS2GO have a solution for you. We are the difficult loans specialists. So if you have been turned away by the banks or other lenders FUNDS2GO is the solution.


“We are the best”

It is important to realize that while bad credit loans are available, and they can help you, one must remember a few things. Generally, the interest rates will be higher on these loans. This is reasonable and expected since these Non Conforming Loans, the Lenders assume a somewhat higher level of risk. However, taking this step could improve your financial health and eventually help you to rebuild your personal credit rating back again.

For Bad Credit Loans, Bad Credit Mortgages, Bad Credit Debt Consolidation, Bad Credit Refinance, Bad Credit Home Loans – We are your Bad Credit Specialists!…

Any urgent finance problem give us a try…

Mortgages by Funds2Go

What’s Crackin’?

must_use_ShantaeDance4Fund2Go is a mortgage brokerage, that does regular Bank financing. We specialize in Bank Alternative Hard Money Private Lending.

Our mortgage brokers understand the importance that comes new loan application, that’s why they will help remove the worry and hassle, whilst providing continual support and guidelines throughout the whole process.


Request Your Free Consultation


Complete a simple, secure online request and we will contact you.



Office Tel: 416.900.8787

Ashton Ward @ 416.953.8920

Hannif Highclass @ 416.444.4252