Commercial Loan / Factoring / Equipment Leasing


commercial loan | Factoring | Equipment Leasing
 

Mortgages by Funds2Go
Does your Business need FUNDS? – Talk to Fund2Go


 

A commercial mortgage is a mortgage loan secured by commercial property?

Funds2Go Specializes in Commercial Loans

A commercial mortgage is a mortgage loan secured by commercial property, such as an office building, shopping center, industrial warehouse, or apartment complex. The proceeds from a commercial mortgage are typically used to acquire, refinance, or redevelop commercial property.

It’s an everyday reality that banks and traditional lenders can’t keep up with the speed of doing business. Being able to access the capital you need in just a few days can be imperative to preserving valuable business relationships or capitalizing on tremendous profit opportunities. We have loaned funds to individuals who understand the time value of money. In every case, we are faster than a bank and cheaper than a partner!

Commercial mortgages are structured to meet the needs of the borrower and the lender. Key terms include the loan amount (sometimes referred to as “loan proceeds”), interest rate, term (sometimes referred to as the “maturity”), amortization schedule, and prepayment flexibility. Commercial mortgages are generally subject to extensive underwriting and due diligence prior to closing. The lender’s underwriting process may include a financial review of the property and the property owner (or “sponsor”), as well as commissioning and review of various third-party reports, such as an appraisal.

 

Who Are The Commercial Real Estate Lenders?

Extending loans to Canadian businesses for commercial real estate investing can be lucrative for lenders. They use stringent controls to manage their loan portfolio. These controls minimize the number of commercial loans that default. While residential home loans and small business loans in Canada can usually be secured from your local bank, several types of lenders service the commercial real estate industry.
Besides your bank, these include savings and loans, specialized lending institutions such as mortgage bankers and even insurance companies and private lenders. Each has developed their own respective controls to offer financing and manage their portfolio of commercial real estate loans.

 

Asset Based Lending

Asset based lending is a short term method for acquiring cash. Typically, these loans are tied to inventory, accounts receivable, machinery and equipment real estate. Unlocking capital trapped in assets to help you build your business.

 

How can you use commercial finance?

Whilst expansion is probably the most common reason for applying for a loan, there’s a few other ways your business can use commercial finance

It can offer you a way to:

  • Yes renovate your business space or buying into a new location
  • Yes buy equipment to increase your business profits
  • Yes build your working capital
  • Yes build up your stock or
  • Yes restructure your business.


Popular commercial finance options include 

invoice factoring & discounting and 

commercial mortgages

If you want to buy a commercial property or re-finance your existing loan, Fund2Go made it easy for you to do business..We are able to facilitate finance for retail, office, industrial, shopping centers, and  residential. 4+units

Invoice Factoring and or Discounting are handled by Fund2Go associate business partners..We are able to facilitate finance for many of your needs. If not at least we will be able to guide you to the right people / company.



We love to look at any of the below projects.

  • right_blue_arrow Commercial Shopping Centre Finance
  • right_blue_arrowCommercial  Office Block Finance
  • right_blue_arrow Commercial NO DOC Finance
  • right_blue_arrow Commercial Private Finance
  • right_blue_arrow Commercial Industrial Finance
  • right_blue_arrow Commercial Retail Finance


Click here to learn more

The answer to raising these loans for specialized properties is knowing how to submit the opportunity and negotiate the best rate with the right commercial financier. Be it that we (Funds2Go) are your lenders or our affiliate partners.

Yes  Fund2Go is a specialist commercial lender (our own in-house funds) or as a brokering facilitator with our affiliate partners. This diverse connection with our partner lenders allows us to provide innovative financial solutions to meet our clients’ needs.

Yes  Fund2Go provides you the complete, efficient and direct link to a large range of Canada’s leading Low Doc & No Doc residential /commercial bankers  and commercial private mortgage lenders. As such you the borrower benefit. What we can’t do – we will get it for you from other.

Yes   Fund2Go has  has a wide ranges of commercial lending solutions available to help fund commercial property purchases.

Yes   Fund2Go clients  range from individuals and family trusts, to shopping center developers and property investment companies.

Yes   Fund2Go Commercial property investors rely on Funds2Go to work with them and facilitate commercial mortgages at the best funding rates.

Contact us today for the best commercial finance products available from our large panel of major banks and a broad range of other institutional and private commercial lenders.

 

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Whatever the plan, commercial mortgages do offer some important advantages over rental of property or land. However, before you take this big step consider carefully the advantages and disadvantages of these loans.

Advantages of commercial mortgages:

  • you can keep ownership of your business and your business premises. Other investment options might involve you giving up some of your business ownership

  • you can make substantial capital gain. This can be a great way of realising capital growth over a long period

  • commercial mortgages are not subject to rental fluctuations of residential properties giving you a more stable business planning environment

  • with typically lower interest rates than other unsecured loans/overdrafts, they offer lower monthly costs. Plus they can be fixed which can help you more accurately manage and forecast your finance

  • tax deductible interest payments. Commercial mortgage interest payments are tax deductible. This can contribute to reducing your business’ annual tax overheads

  • improved cash flow management. Commercial mortgage payment plans normally extend for a number of years letting a business focus on profit and loss and cash flow matters and

  • providing the lender agrees, you can sub-let some of your business premises.

Disadvantages of commercial mortgages:

  • you need a decent sized deposit. This represents money which could be used in other business operations

  • it can be harder to move your business if you own the premises. With property rental, you can often negotiate ending your rent agreement or find another business to take up your tenancy

  • if you have a variable rate mortgage, you can leave yourself vulnerable to interest rate increases

  • you’re responsible for your property including maintenance, insurance and security

  • if you lose value on the property, this will reduce your capital.

 

Mortgages by Funds2Go


Commercial Finance Loan

Fund2Go –Bank Financing or In-house Funding

 

 

Mortgages by Funds2Go

What’s Crackin’?

must_use_ShantaeDance4Fund2Go is a mortgage brokerage, that does regular Bank financing. We specialize in Bank Alternative Hard Money Private Lending.

Our mortgage brokers understand the importance that comes new loan application, that’s why they will help remove the worry and hassle, whilst providing continual support and guidelines throughout the whole process.

 

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Complete a simple, secure online request and we will contact you.

 

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Office Tel: 416.900.8787

Ashton Ward @ 416.953.8920

Hannif Highclass @ 416.444.4252